Crop Insurance for Your Farm and Ranch in the Midwest and Throughout the US

Welcome to Heuring Crop Insurance in Boonville, IN, your trusted partner in crop insurance. Our company has been providing farmers with comprehensive crop insurance coverage for over 25 years. We understand the challenges that farmers face when it comes to unpredictable weather, pests, and other risks that can damage their crops. That's why we offer a range of crop insurance options to help farmers protect their investments and ensure their livelihoods.

Crop Insurance Policy Options:

Federal On Farm Protection (Revenue, Yield and Margin)

1. Revenue Protection insures against revenue loss due to an increase or decrease in yield and/or price with RP. The final revenue guarantee is based on the higher of the projected price or harvest price. RP uses the Commodity Exchange Price Provisions (CEPP) to determine the prices.

2. Yield Protection protects against production losses due to a decrease in yield. YP uses the Commodity Exchange Price Provisions (CEPP) to determine the prices.

3. Margin Protection provides you coverage against an unexpected decrease in your operating margin (revenue less input costs). Margin Protection is area-based, using county-level estimates of average revenue and input costs to establish the amount of coverage and indemnity payments.

Enhanced Coverage Option (ECO)

The Enhanced Coverage Option (ECO) is a crop insurance option that provides additional area-based coverage for a portion of your underlying crop insurance policy deductible(86% up to 90% or 95%). It must be purchased as an endorsement to the Yield Protection, Revenue Protection, Revenue Protection with the Harvest Price Exclusion, Actual Production History or Yield Based Dollar Amount of Insurance policy

Supplemental Coverage Option (SCO)

Supplemental Coverage option (SCO)
The Supplemental Coverage Option (SCO) is a county-level crop insurance option that provides additional coverage for a portion of a producer’s underlying crop insurance policy deductible (policy level up to 86%). Producers must buy it as an endorsement to either the Yield Protection, Revenue Protection, or Revenue Protection with the Harvest Price Exclusion policies.

Top End Private Products (On Farm coverage)

1. Great American Plus through Great American (GAP)
- GAP allows additional yield and revenue protection by providing optional banded coverage intervals beyond MPCI policy limits.

2. BAND through AgriSompo
- BAND is a customizable crop insurance product that allows farmers to create their own insurance policy. BAND Coverage is a risk management tool that protects against shallow losses.

3. RAMP through Farmers Mutual Hail
- RAMP is a customizable crop insurance product that allows farmers to create their own insurance policy. RAMP is a risk management tool that protects against shallow losses.

4. SCO+/ECO+
- SCO+/ECO+ is an endorsement to your policy that offers individual protection alongside the county protection of your underlying plan.

Crop Hail and Wind

Crop Hail and Wind is privately-sold policy that protects crops from losses caused by hail, fire, lightning, wind, and other perils. It's often purchased by farmers in areas where hail is a common threat, and it can be purchased at any point during the growing season.

Livestock Risk Protection

LRP is a price insurance policy developed as a price risk management tool for feeder cattle, fed cattle, lamb and swine. It is administered by the USDA Risk Management Agency (RMA), which is the same agency that administers crop insurance to farmers.

Pasture, Rangeland and Forage (PRF)

PRF is a federally subsidized insurance program that protects livestock producers from financial losses due to insufficient rainfall. It covers perennial pasture, rangeland, or forage used to feed livestock.

Crop Fire

Crop Fire insurance covers direct crop losses caused by fire or lightning. It can be purchased as a stand-alone policy or as a supplement to other types of crop insurance, such as multi-peril crop insurance (MPCI) or crop hail coverage.

Other Policies We Offer

Livestock Gross Margin

Livestock Gross Margin (LGM) is a federal insurance program that protects against a decrease in a farm's gross margin. LGM insurance protects against losses caused by a drop in livestock prices or an increase in feed costs for an 11 month insurance period.

Stacked Income Protection (STAX)

The Stacked Income Protection Plan (STAX) is crop insurance product for upland cotton that provides coverage for a portion of the expected revenue for your area. Most often your area will be your county, but it may include other counties or even practices as necessary to obtain a credible amount of data to establish an expected yield and premium rate.

Whole Farm Revenue Protection

Whole-Farm Revenue Protection (WFRP) is an insurance policy that protects a farmer's entire operation from revenue loss. It covers all commodities on a farm, including crops, livestock, and animal products, under one policy.

Annual Forage (NE, CO, KS, OK, NM and TX only)

Annual Forage (AF) crop insurance is a policy that protects annually planted crops used for livestock feed or fodder from a lack of precipitation

Hemp – APH

Actual Production History (APH) is a type of crop insurance that protects hemp producers from yield losses caused by natural factors: drought, hail, excessive moisture, frost, wind, insects, and disease.

Call Heuring Crop Insurance in Boonville, IN, at 812-897-1650 to learn more about our crop insurance options.